yeah i thought that sounded funny regarding the
cag clutch. didn't seem like that would fit right, but i don't know for sure.
as far as pulling the clutch off, you can get it off without a clutch puller by carefully prying it off side-by-side with a flathead screwdriver. be careful not to pry too hard and destroy the case or clutch. i would use a piece of wood or something to pry off of.
before taking the clutch off your good banshee, make sure that your springs are not too tight. as the pads wear down, you need to loosen them to compensate for the extra space between the pads and the clutch bell. just make sure you loosen them equally. (ex. 1 full turn on each nut) also, i would take the clutch completely apart piece-by-piece to make sure that everything looks ok, and is working properly.
do you have a digital camera? pics of the clutch and shaft would definitely help us help you!